Carolinas HealthCare System

Carolinas HealthCare System: Helping You Choose the Right Plan

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You may be hearing a lot about the Affordable Care Act and the Health Insurance Marketplaces in both North Carolina and South Carolina (the "Marketplace"). All consumers - insured and uninsured, who want to shop for policies, can access the Marketplace. Before you shop, there's important information you should know.

Many Marketplace health insurance policies will be very different from traditional health insurance policies. In short, not all doctors and hospitals are part of every policy and your options are based on where you live, and vary by state and by county. Before you purchase any health insurance policy, it is important that you carefully review your options to ensure that the doctors and hospitals you use are in the policy you select.

For information regarding the products available for purchase on the Individual Health Insurance Marketplaces in North Carolina or South Carolina, click the appropriate box below:

North Carolina Marketplace South Carolina Marketplace

Why Do I Need Coverage?

What Can I Do to Enroll in the Marketplace?

Consider the following when thinking of your coverage:

  • Coverage is an important part of being proactive about good health
  • Individuals and families benefit from an ongoing relationship with healthcare providers, as well as peace of mind that healthcare costs can be managed

Carolinas HealthCare System is the region’s most comprehensive healthcare system providing coordinated, high-quality healthcare. Our services range from prevention and general wellness to nationally ranked specialty programs and a full continuum of outpatient services.

Open enrollment on the Marketplace began October 1, 2013 with benefits starting as early as January 1, 2014.

Before you purchase a policy:

  • Assess the healthcare needs of yourself and your family
  • Review the charts on the North Carolina and South Carolina Individual Health Insurance Marketplace pages to learn more about the policies offered in your state
  • Visit to obtain coverage from the Federal Government
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