Selecting a healthcare plan seems to get more complicated every year. Not only are there four basic types of health plans (indemnity, PPO, HMO and POS), you may have several different companies to choose from within each type of plan. Some may have your doctor listed with their network of providers, and some may not. Some plans require you to make a copayment, others provide 80-20 coverage. It's enough to make you want to toss a bunch of health plan brochures into the air and pick the first one that hits the ground! We've tried to make your decision easier by explaining how the four types of health plans differ and providing links to some healthcare plan Web sites.

Medicare
Click here for current information about Medicare.

Click here to find plans that match your required drug list.