Carolinas HealthCare System
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Charlotte Area Residents Have New Health Insurance Plan Option for 2015

The new individual insurance plan will focus on improving healthcare quality
and value for customers of Carolinas HealthCare System and
Blue Cross and Blue Shield of North Carolina

Carolinas HealthCare System (CHS) and Blue Cross and Blue Shield of North Carolina (BCBSNC) introduce “Blue LocalSM with Carolinas HealthCare System.” The two organizations have collaborated to create a BCBSNC insurance plan that will be available to individual customers under the age of 65 both on and off the Health Insurance Marketplace1 in North Carolina for coverage beginning January 1, 2015.

The new BCBSNC health insurance plan will give customers who want to receive care from CHS another option to access the System’s full-range of health care services and patient-centered approach to care. In addition, customers will see the benefit of a lower cost product when selecting Blue Local with Carolinas HealthCare System.

“Carolinas HealthCare System supports greater access to health insurance, an important resource that leads to a relationship with a trusted provider and ultimately better health,” said Roger Ray, MD, executive vice president and chief physician executive for CHS. “We are proud to offer this new product that will improve quality, lower patient cost and is a good option for those who want to receive Carolinas HealthCare System’s seamless, coordinated, high quality care.”

CHS and BCBSNC will work together in new ways to help patients better manage their health. Benefits of Blue LocalSM with Carolinas HealthCare System include:

  • Access to more than 900 CHS care locations including primary care, specialty care, hospitals, urgent care, emergency care and continuing care (rehabilitation to hospice care).
  • Preventive care, such as immunizations and screenings, that help patients get well and stay well.
  • Tools, materials and support from CHS providers that help patients better manage chronic disease, including diabetes and heart conditions. And, secure online access to personal health information so patients can actively participate in their care. 
  • Access to the right level of care, at the right time, in the right setting, including Carolinas HealthCare System Virtual Visit that provides live access to a CHS medical provider 24/7 via computer or mobile device.
  • Safer, more effective care as a result of collaboration and sharing best practices among healthcare providers.

“Healthcare continues to evolve, and our collaboration with Carolinas HealthCare System is an example of how we can all work together across the health care industry to focus on providing quality and value,” said Susan Weaver M.D., chief medical officer of BCBSNC.  “Our goal at BCBSNC is to continue to create innovative relationships with providers that shift the focus of care to high quality outcomes at a more affordable cost while enhancing the experience for our customers.”

Blue Local with Carolinas HealthCare System will be offered at all four metallic levels. Each level represents a different level of benefit coverage. CHS owned and managed facilities in North Carolina will be in-network, as well other providers.

This plan is designed for consumers who are under 65 and who purchase their own insurance and want a low cost, local product option that uses Carolinas HealthCare System doctors and hospitals. For 2015, Blue Local will be available to residents of Anson, Cabarrus, Cleveland, Gaston, Lincoln, Mecklenburg, Rowan, Stanly, and Union counties.  This plan is not available for catastrophic coverage.

1 The North Carolina Health Insurance Marketplace (also referred to as the “Exchange”), is an independent entity run by the federal government.